© 2017 Eldercare Financial | 2046 Queens Brooke Blvd., Suite #100 | St. Peters, Missouri 63376 | 636-441-3700 | 866-279-7453 Toll Free | info@eldercare-financial.com

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Don Quante

President & Founder


Don is the Author of "Don't Go Broke In A Nursing Home", Founder of Eldercare Financial, an independent wealth management form located in St. Peters, MO and owner of America's 1st Financial, a National Marketing Organization specializing in asset-based long-term care.


For nearly 30 years, Don has worked in the financial planning industry. He is a nationally- acclaimed speaker and trainer on the topic of long-term having trained over 1800 advisors. Don is a lifetime member of the Million Dollar Roundtables prestigious Top of the Table. His writing and speaking services have offered hope to thousands of families across the country that were faced with making decisions about long-term care planning and caregiving.


Don lives near St. Louis, MO with his wife, three children and two grandchildren.

Ed Lulkowski

Managing Partner


Ed is a Managing Partner with Eldercare Financial. He has over 30 years experience in the financial services industry. Ed is dedicated to clients at all levels of planning from the accumulation and protection phases to retirement and preservation of assets phase.

Ed has an MBA in finance.


Ed resides in Des Peres, MO.

Wanda Harris

Director of Operations


Wanda has been in the financial industry since 2003.


Wanda resides in Chesterfield, MO with her husband. She has one son and grandson.


She is a volunteer mentor for mothers of preschoolers at her church and enjoys many other volunteer activities that help young women. Wanda and her husband enjoy hiking and traveling.

Marcus Creighton

Vice President


Marcus has over 13 years of experience in the financial services industry helping individuals reach their financial goals. He has a passion for educating the community on ways to make smart financial decisions and travels coast to coast to conduct financial literacy workshops for students at colleges and universities and for community organizations. Marcus uses his expertise to expand the firm’s mission and strategies to diverse markets and clients around the country. As a native St. Louisan, Marcus gives back by sitting on several boards and is affiliated with several local organizations.

Craig Alper

Vice President


Craig is a Long-Term Care Strategies Manager with Eldercare Financial. He has 7 years of experience in the financial services industry. Prior to his service in the financial industry, Craig was a principal in a long standing family business in St. Louis. Craig is dedicated to helping families plan ahead with regards to chronic illness. He has a mission to help families currently in crisis pertaining to long-term care issues.


Craig lives in Chesterfield with his wife and three children.

Jodi Ripp Bugter

Vice President


Jodi began her career in 2003 as a financial wholesaler teaching advisors about financial solutions. Throughout her 13 years of experience, Jodi has offered many different financial strategies allowing her to completely understand how each approach works and therefore providing her client’s with solutions that meet their individual needs.


Jodi is a native to the Southeast growing up in Birmingham, AL and Pensacola.  She currently resides in Franklin, TN, a beautiful suburb of Nashville with her husband and four children.

Amber Gouin

Vice President


Amber has ten years’ experience as a Medicaid and VA planner. She has an immense passion for educating attorneys and their clients regarding financial strategies designed to help pay for long-term care costs applicable to both Preplanning and Crisis Medicaid scenarios.


Amber is a proud recipient of University of Wisconsin-Oshkosh’s BA of Finance where she graduated with magna cum laude honors. She is a licensed insurance agent licensed in all 50 states.


In July of 2016, she moved from Wisconsin to Georgia to be near her fiancé, his son and their chocolate labradoodle.

Dan Robertson

Vice President


Dan is a Vice President with Eldercare Financial and has six years of experience in the financial services industry. He specializes in working with clients to provide excellent service and assists in the development and execution of their financial plans. Dan holds both his Series 7 and Series 66 national securities licenses with FINRA.

David L. Almond,  CFP®


Dave Almond began his Financial Planning career in 1986. He earned the Certified Financial Planner (CFP®) professional designation in 1989. For the last 17 years Dave has helped families protect their assets when faced with the high cost of long-term care. Dave was a long-term instructor for the state of Washington and has spoken nationally on asset protection issues. He is the author of the book, The 7 Steps to a Worry-Free Retirement. Dave and his wife currently reside in Oregon and have 3 children and 7 grandchildren.

Betty Williams

Client Services Specialist


Betty has been in the financial industry since 2004.


She resides in Wentzville, MO with her husband, Tom, and 2 daughters, Sarah and Kelli. She enjoys watching her daughters play softball and being outdoors.

Barb Jaeger

Operations Assistant to Wanda Harris


Barb is the Operations Assistant to Wanda Harris. Barb began her career in financial services in 1992 as a customer service representative and was promoted to assistant administrator two years later. She then moved into her role as Assistant Operations Manager In Charge of Recruiting for her previous employer.


Barb lives in St. Peters, MO with her husband and son, Sam.

Meet the Team

© 2017 Eldercare Financial | 2046 Queens Brooke Blvd., Suite #100 | St. Peters, Missouri 63376 | 636-441-3700 | 866-279-7453 Toll Free | info@eldercare-financial.com